Uk Mortgage Broker

About our service

Borrowing over £75,000?

Then we can usually arrange your mortgage with no broker fee.

Mortgage brokers receive a commission payment for arranging most mortgages and we don't believe in charging our clients unneccessary fees.

0800 756 9556

Our telephone lines are open:

Monday to Friday: 8.30am until 5.00pm

Borrowing less than £75,000?

For smaller mortgages we charge a modest fee of £199 to supplement the lower level of commission we receive from the mortgage lender. This fee is agreed before we start the research for your mortgage.

Why do we need to charge a fee?

Lenders pay mortgage brokers a commission for placing business based on the mortgage amount borrowed. Where the borrowing is below £75,000 the commission is modest. By charging a fee is it is viable for us to offer a full advice and application service to those clients borrowing less money.

We are able to arrange mortgages with all lenders who accept business from Mortgage Brokers.

Other services:

For carrying out research only and producing a report on multiple lending or product scenarios:

We will charge a fee of £395 which is payable upfront. Please note - you will not receive advice or recommendation in respect of product suitability. You will receive a key facts illustration when considering a particular mortgage which will tell you about any fees relating to it.

Why use Smaart Associates to arrange your buy to let mortgage?

Arranging a mortgage doesn't need to be daunting or stressful. We offer mortgage and remortgage advice to borrowers looking to buy a property and to clients who want to review their existing mortgage arrangements. Your dedicated adviser will reduce the time and hassle in applying for a mortgage by dealing with the mortgage lender throughout the mortgage application process.

Remember, our service is impartial, we work for you not the lender. For further information visit our about us page.

Treating our custmers fairly is of the upmost importance (Treating our Customers Fairly PDF).

Call us on 0800 756 9556
or Click Here to request a call back

Important Information

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Smaart Associates is authorised and regulated by the Financial Services Authority and is entered on the FSA Register (www.fsa.gov.uk/register) under reference 300530. The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).

By following some of the links from this site you may be directed to services provided by a third party. Where this occurs we are not responsible for the information provided and accept no responsibility for its accuracy.

Smaart Associates Limited is registered in England No: 4325522. Loans are subject to status, type and value of property. Insurance may be required. Minimum age 18.

The guidance contained within this website is subject to the UK Regulatory regime and is therefore primarily restricted to consumers based in the UK.

Head office:
Smaart Associates Limited
Sandy Farm Business Centre,
The Sands,
Farnham, Surrey,
GU10 1PX

Registered office: 6a Dickensons Place, London, SE25 5HL

Meetings by appointment only

Telephone calls may be recorded for training and monitoring purposes