Remortgage:

How often should you review your mortgage?

You might have agreed to remain with your current lender for a minimum period of time; this is often the situation with Fixed or Capped rate mortgage schemes. In general we recommend that you review your mortgage finance every twelve months. If you are currently paying a standard variable rate it would be wise to review your mortgage right now!

Is switching mortgage costly?

As with most mortgage application there are fees involved. It is usual to pay a Solicitor and you might be expected to pay for the valuation of your property. Lenders may also charge you various fees specific to the mortgage scheme. The new lender may agree to pay some or all of the costs involved.

How easy is it to switch mortgage?

Its very easy, firstly you should speak to your current lender to establish how much you owe on your mortgage and if any penalty would be charged if you change lender.

Once we establish that its in your best interest to switch mortgage schemes we will assist you with the proposal and progress your application through to completion.

Why should I use Smaart Associates?

The service you will receive from Smaart Associates is both professional and friendly. The mortgage review is totally and without obligation.