Get the KEYFACTS about the mortgage...
When a lender or mortgage broker gives you information about a particular mortgage
and that information is tailored to you will be given a Keyfacts document.
What is a KEYFACTS document?
A KEYFACTS document summarises the important features of the mortgage and must
be clear, fair and not misleading and will be presented in a standard way, so
you can easily check the cost and terms of the mortgage and compare it with
other similar mortgages.
When will I be given a KEYFACTS document?
Firms must give you one whenever you ask for one and whenever they recommend
a particular mortgage for you and always before you apply for a mortgage (except
for buy-to-let mortgages).
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Smaart Associates is authorised and regulated by the Financial Services
Authority (FSA registration number 300530). The FSA does not regulate credit
cards, personal loans or some investment mortgage contracts. Some Buy To Let
mortgages are regulated by the Consumer Credit Act (CCA).
By following some of the links from this site you may be directed to
services provided by a third party. Where this occurs we are not responsible for
the information provided and accept no responsibility for its accuracy.
Smaart Associates is the trading name for Smaart Associates Ltd. Registered
in England No: 4325522. Loans are subject to status, type and value of property.
Insurance may be required. Minimum age 18.
Head office:
Smaart Associates Mortgage Brokers,
MWB Exchange, No 1, Farnham Road,
Guildford, Surrey,
GU2 4RG
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