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Our service Smaart Associates has built a reputation based on excellent customer service in an ever demanding market place. As a whole of market mortgage brokerage we are well placed to research and arrange your mortgage finance. |
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This is not an exhaustive list, please contact us to discuss your requirements on 0800 756 9556. | ||||||||||||||||||||||||||||
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| Why expert advice is needed for large mortgages: | Establishing who will lend: | |
We consider a large mortgage to be in excess of £500,000. When borrowing over £500,000 and especially over £1,000,000 many mortgage lenders will treat the application differently. The differences may include alternative mortgage products and bespoke underwriting, indeed many lenders have specialist underwriters employed to assess larger mortgage applications. |
Success in obtaining mortgage finance quickly and efficiently is in the preparation of the application, ensuring the mortgage is presented to the lender correctly is vital. Smaart Associates consultants are experienced in preparing applications for assessment and liaising with senior lending underwriters. Our consultants know which lenders have the appetite to provide larger mortgages and understand how to present your borrowing requirements. |
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| How we work: | As a mortgage broker we receive a fee from lenders with whom we place mortgage business. Where we arrange mortgages from £75,000 upwards we do not charge a fee. Click here for additional services including our costs for those wishing to borrow less than £75,000.
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Call our professional team and we will help you find your ideal mortgage.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Smaart Associates is authorised and regulated by the Financial Services Authority and is entered on the FSA Register (www.fsa.gov.uk/register) under reference 300530. The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).
By following some of the links from this site you may be directed to services provided by a third party. Where this occurs we are not responsible for the information provided and accept no responsibility for its accuracy.
Smaart Associates Limited is registered in England No: 4325522. Loans are subject to status, type and value of property. Insurance may be required. Minimum age 18.
The guidance contained within this website is subject to the UK Regulatory regime and is therefore primarily restricted to consumers based in the UK.
Head office:
Smaart Associates Limited
Sandy Farm Business Centre,
The Sands,
Farnham, Surrey,
GU10 1PX
Registered office: 6a Dickensons Place, London, SE25 5HL
Meetings by appointment only
Telephone calls may be recorded for training and monitoring purposes