Large mortgage service

Large Mortgage - mortgages over £500,000

Large Mortgage Service:

At Smaart we are used to dealing with large mortgages and know exactly which lenders want your business. Applications are dealt with quickly and on a confidential basis. Your mortgage advisor will remain your personal point of contact throughout the application process.

We believe that our service is one of the best in the UK, as do many of our customers who not only return to us time and time again but who also recommend us on a regular basis. Unlike many of our competitors we do not charge a brokerage fee when the lender is paying us for the mortgage introduction.

Speak to an Advisor spacer Compare Mortgages spacer Learning Zone
spacer
Buy to Let Centre spacer Insurance Centre spacer Legal Service / HIPS

If you require a mortgage in excess of £500,000 you will need extra help. Many High Street Lenders change their criteria when larger mortgage borrowing is required. The criteria changes are:

Increased Deposit Requirements: Many lenders expect you to increase your deposit. We understand that you may not wish to tie up your liquid capital in your home. We are currently able to offer 95% mortgages to £600,000 – 90% mortgages to £1,000,000 and 85% to £2,000,000.

Higher Arrangement Fees: Many Lenders will charge arrangement fees for large mortgages, typically when the borrowing exceeds £1,000,000. As your Broker we will help you avoid excessive arrangement fees and negotiate with the Lender on your behalf where appropriate.

Higher Interest Rates: If you are looking to borrow over £1,000,000 you may be offered “Executive” Interest Rates. Although the name suggests something special, in effect the lender is charging a higher rate based on the possible risk in lending a large sum of money on mortgage terms. We are usually able to obtain mortgage finance to £5,000,000 without the need for you to pay an Executive interest rate.

Confidential Service:

It goes without saying that all our clients’ details are treated in the strictest confidence, however we understand that some of our high net worth and celebrity clients may need some further assurance. We are pleased to offer this assurance within the parameters of English Law.

To discuss your mortgage with one of our consultants, telephone 0800 756 9556.

Similar Services >>> Professionals mortgage | Celebrity Mortgage

spacer
spacer  
spacer spacer
spacer

Looking for professional and friendly advice?

Speak to one of our advisers today...

0800 756 9556

spacer
spacer more information
 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Smaart Associates is authorised and regulated by the Financial Services Authority (FSA registration number 300530). The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).

By following some of the links from this site you may be directed to services provided by a third party. Where this occurs we are not responsible for the information provided and accept no responsibility for its accuracy.

Smaart Associates is the trading name for Smaart Associates Ltd. Registered in England No: 4325522. Loans are subject to status, type and value of property. Insurance may be required. Minimum age 18.

Head office:
Smaart Associates Mortgage Brokers,
MWB Exchange, No 1, Farnham Road,
Guildford, Surrey,
GU2 4RG

 
Mortgage brokers based in Surrey serving England, Wales, Scotland and Northern Ireland (UK)
spacer
Valid XHTML 1.0 Transitional

Mortgage brokers - Remortgage advice - Buy to Let Mortgage Broker based in the UK. Smaart Associates can be contacted directly through this website or by writing to: Smaart Associates, 1 Farnham Road, Guildford, Surrey, GU2 4RG.