Smaart Associates has built its reputation on the basis of excellent service in an ever demanding market place. As a whole of market brokerage we are well placed to research and arrange your mortgage finance.

Your dedicated mortgage consultant will establish your borrowing requirements, research the market and present a recommendation to you. When you are ready to proceed your consultant will seek approval for your mortgage finance and personally look after your application from start to finish. Smaart Associates is remunerated by the mortgage provider, accordingly we do not charge our clients a brokerage fee.

We consider a large mortgage to be in excess of £500,000. When borrowing over £500,000 and especially over £1,000,000 many mortgage lenders will treat the application differently. The differences may include alternative mortgage products and bespoke underwriting, indeed many lenders have specialist underwriters employed to assess larger mortgage applications.

Success in obtaining mortgage finance quickly and efficiently is in the preparation of the application, ensuring the mortgage is presented to the lender correctly is vital. Smaart Associates consultants are experienced in preparing applications for assessment and liaising with senior lending underwriters.

Our consultants know which lenders have the appetite to provide larger mortgages and understand how to present your borrowing requirements.

As a whole of market mortgage broker we work hard to find the best mortgage scheme available from the whole mortgage market. We are able to arrange mortgages with all lenders who accept business from Mortgage Brokers.