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Insurance Centre
What type of insurance are you looking for
Life Insurance
Protecting your mortgage borrowing with life insurance or critical illness
insurance is not compulsory with most lenders, however it is highly recommended.
If you would like to find out how much it might cost to
protect your mortgage please complete our
online quote request. Smaart Associates offer products from Legal
and General for term assurance and critical illness insurance.
Home Insurance:
Select and Protect Home insurance contracts are underwritten
by Norwich Union. Please visit our
home insurance centre for to obtain a no obligation quote.
Mortgage Payment Protection (Sickness
and Redundancy Insurance):
There has never been a more important time for you
to have MPPI. The UK is seeing the longest period of sustained growth
for decades,* secured and unsecured debt levels are at record highs,
the average house price has increased by 300% since 1996*, the average
age of first time buyers is increasing and re-mortgaging is becoming
commonplace for many. This all results in a need for people to have
more protection against losing their income.
*Source: The Economic Overview, The Mortgage Event (September 2004)
Flexibility, Individuality and Affordability:
Accident, Sickness & Unemployment Cover
If you are unable to work as a result of an accident, sickness or unemployment,
our policy pays out cash benefit to help meet the cost of mortgage repayments
- you can choose if you want Accident & Sickness cover, Unemployment cover
or both.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Smaart Associates is authorised and regulated by the Financial Services
Authority (FSA registration number 300530). The FSA does not regulate credit
cards, personal loans or some investment mortgage contracts. Some Buy To Let
mortgages are regulated by the Consumer Credit Act (CCA).
By following some of the links from this site you may be directed to
services provided by a third party. Where this occurs we are not responsible for
the information provided and accept no responsibility for its accuracy.
Smaart Associates is the trading name for Smaart Associates Ltd. Registered
in England No: 4325522. Loans are subject to status, type and value of property.
Insurance may be required. Minimum age 18.
Head office:
Smaart Associates Mortgage Brokers,
MWB Exchange, No 1, Farnham Road,
Guildford, Surrey,
GU2 4RG
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