Regulation & Protecting you the Consumer

On October 31 2004, the mortgage business became a regulated industry. The organisation given the responsibility to authorise and regulate mortgage intermediaries is the Financial Services Authority (FSA). To find out more, please visit the Financial Services consumer website: www.moneymadeclear.fsa.gov.uk

Smaart Associates is authorised and regulated by the Financial Services Authority (FSA registration number 300530). The FSA recommend that you check a mortgage firms authorisation before you seek advice. Our authorisation can be checked at the FSA's website: www.fsa.gov.uk/

Our service:

Smaart Associates are whole of market mortgage brokers. Please read our "about us" page for further information.

How do we get paid:

Smaart Associates is well known for being a non fee charging mortgage broker. As a mortgage broker we receive a fee from lenders with whom we place mortgage business. Where a mortgage lender is paying us a fee we will make no charge directly to you for arranging your mortgage. Read the Key Facts about our mortgage service.

What you can expect:

Whether you contact us by phone or via our web service you will receive the same high level of service. From day one you will have your own dedicated adviser assisting you with each stage of the mortgage or remortgage process. Read More...