By contacting Smaart Associates we will help you explore whether a homeowner loan is the best option for you as in some situations it may be cheaper to consider a remortgage or a personal loan. When you contact us you can rest assured that you will receive the best advice for your situation.
Need some advice? Request a call back from one of our expert advisers
How long does a (secured) homeowner
loan application take?
A homeowner loan is usually quicker to complete than a remortgage, averaging
30 days from application to payout.
Will the loan be secured on my home?
Loans are secured on residential property or buy-to-let property and
are therefore unavailable for tenants or other non-homeowners.
How long can I have the loan for?
Loan terms are usually from 5 to 25 years.
What can I use the money for?
Available for almost any purpose, commonly including debt consolidation
or home improvements.
Are homeowner loans suitable for
the self employed or people with a poor credit history?
Homeowner loans are suitable for the self-employed and those with an
imperfect credit history, interest rates will be higher for those with
serious credit problems.
Will I have upfront fees to pay?
No upfront fees are required with most homeowner loans
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Call us on 0800 756 9556 |
Where we agree that a Homeowner Loan is the best option
for you we will be pleased to introduce you to Colonial Secured Loans
who are specialists in arranging Homeowner Loans.
Where you request a quote for a secured loan, your details may be passed
to Colonial Secured Loans for the purposes of providing you with a personal
illustration. Smaart Associates do not accept responsibility for the
suitability of any secured loan that you may decide to apply for. Where
completion of a secured loan occurs via Colonial, Smaart Associates
will receive a payment from Colonial Secured Loans Limited.
Read our "key facts about our mortgage service" document
Quick Links: UK Mortgage Broker based in Farnham Surrey - Buy to Let Mortgage Broker - Whole of market mortgage advice - Mortgage Calculator - Fixed Rate Mortgage - Tracker Mortgage rate - First Time Buyers Mortgage - Home Movers Mortgage - Remortgage - Mortgage finance for landlords
Call our friendly team and we will help you find your ideal mortgage.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Smaart Associates is authorised and regulated by the Financial Services Authority and is entered on the FSA Register (www.fsa.gov.uk/register) under reference 300530. The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).
By following some of the links from this site you may be directed to services provided by a third party. Where this occurs we are not responsible for the information provided and accept no responsibility for its accuracy.
Smaart Associates Limited is registered in England No: 4325522. Loans are subject to status, type and value of property. Insurance may be required. Minimum age 18.
The guidance contained within this website is subject to the UK Regulatory regime and is therefore primarily restricted to consumers based in the UK.
Head office:
Smaart Associates Limited
Sandy Farm Business Centre,
The Sands,
Farnham, Surrey,
GU10 1PX
Registered office: 6a Dickensons Place, London, SE25 5HL
Meetings by appointment only
Telephone calls may be recorded for training and monitoring purposes
As a mortgage broker we receive a fee from lenders with whom we place mortgage business. We arrange mortgages from £40,000 upwards with no broker fee as we keep the commission paid to us by the mortgage lender.
