Secured Home Owner Loans

Homeowner Loans

Any purpose loans for home owners...

By contacting Smaart Associates we will help you explore whether a homeowner loan is the best option for you as in some situations it may be cheaper to consider a remortgage or a personal loan. When you contact us you can rest assured that you will receive the best advice for your situation.

Frequently Asked Qustions:

How long does a (secured) homeowner loan application take?
A homeowner loan is usually quicker to complete than a remortgage, averaging 30 days from application to payout.

Will the loan be secured on my home?
Loans are secured on residential property or buy-to-let property and are therefore unavailable for tenants or other non-homeowners.

How long can I have the loan for?
Loan terms are usually from 5 to 25 years.

What can I use the money for?
Available for almost any purpose, commonly including debt consolidation or home improvements.

Are homeowner loans suitable for the self employed or people with a poor credit history?
Homeowner loans are suitable for the self-employed and those with an imperfect credit history, interest rates will be higher for those with serious credit problems.

Will I have upfront fees to pay?
No upfront fees are required with most homeowner loans

Can I borrow more than my home is worth?.
Loans up to 125% of the property value are available for employed clients with an excellent credit history.

Call us now: 0800 756 9556

Where we agree that a Homeowner Loan is the best option for you we will be pleased to introduce you to Colonial Secured Loans who are specialists in arranging Homeowner Loans.

Where you request a quote for a secured loan, your details may be passed to Colonial Secured Loans for the purposes of providing you with a personal illustration. Smaart Associates do not accept responsibility for the suitability of any secured loan that you may decide to apply for. Where completion of a secured loan occurs via Colonial, Smaart Associates will receive a payment from Colonial Secured Loans Limited.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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Looking for professional and friendly advice?

Speak to one of our advisers today...

0800 756 9556
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Smaart Associates is authorised and regulated by the Financial Services Authority (FSA registration number 300530). The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).

By following some of the links from this site you may be directed to services provided by a third party. Where this occurs we are not responsible for the information provided and accept no responsibility for its accuracy.

Smaart Associates is the trading name for Smaart Associates Ltd. Registered in England No: 4325522. Loans are subject to status, type and value of property. Insurance may be required. Minimum age 18.

Head office:
Smaart Associates Mortgage Brokers,
MWB Exchange, No 1, Farnham Road,
Guildford, Surrey,
GU2 4RG
 
Mortgage brokers based in Surrey serving England, Wales, Scotland and Northern Ireland (UK)
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Mortgage brokers - Remortgage advice - Buy to Let Mortgage Broker based in the UK. Smaart Associates can be contacted directly through this website or by writing to: Smaart Associates, 1 Farnham Road, Guildford, Surrey, GU2 4RG.

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