Home Mover Mortgage

Print This Page
spacer

Home Movers Mortgage

Moving Home:

If you are looking to move home, the first thing you should consider is how much your existing property is worth. To get a realistic valuation of your home we recommend that you invite three Estate Agents to assess the value and ask them to confirm their valuation in writing to you. Once you have all three valuations you should take an average of the three and in most cases this will be a fair indication of what you should expect to achieve if you decide to sell.

A growing number of people now choose to keep their existing property as a long term investment. If you believe that your property would rent easily this might be something you wish to explore. Once again we recommend that you obtain three valuations for rental purposes and take an average of the three. This type of transaction is known as “let to buy” and more information can be found on our website: www.mortgages-remortgage.com/let-to-buy.htm

Your Existing Mortgage?

If you already have a mortgage this is the time to dig out your original mortgage offer or contact your lender to obtain the following information:

  • How much is outstanding
  • What interest rate is being charged
  • When does the existing deal end
  • Are there any early repayment charges
  • Is the current mortgage portable, i.e. can it be transferred to another property

Initial Advice:

Armed with the above information this is the ideal time to contact Smaart Associates. We will discuss how much you might be able to borrow toward your onward purchase and answer any questions you have about the moving process. Call us directly on 0800 756 9556.

Speak to an Advisor spacer Compare Mortgages spacer Learning Zone
spacer
Buy to Let Centre spacer Insurance Centre spacer Legal Service / HIPS

Services which might be of interest:

We have prepared a moving home toolkit designed to make the process of moving home that little bit easier. Please visit www.mortgages-remortgage.com/toolkit.htm for further details.

Budgeting:

Before applying for a mortgage or remortgage it's important that you understand what your existing commitments are and how much you can afford in repayments for your mortgage.

Your Smaart Associates Adviser will help you establish a budget for your new mortgage but to get started please try using our online budget planner.

spacer
spacer  
spacer spacer
spacer

Looking for professional and friendly advice?

Speak to one of our advisers today...

0800 756 9556

spacer
spacer more information
 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Smaart Associates is authorised and regulated by the Financial Services Authority (FSA registration number 300530). The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).

By following some of the links from this site you may be directed to services provided by a third party. Where this occurs we are not responsible for the information provided and accept no responsibility for its accuracy.

Smaart Associates is the trading name for Smaart Associates Ltd. Registered in England No: 4325522. Loans are subject to status, type and value of property. Insurance may be required. Minimum age 18.

Head office:
Smaart Associates Mortgage Brokers,
MWB Exchange, No 1, Farnham Road,
Guildford, Surrey,
GU2 4RG

 
Mortgage brokers based in Surrey serving England, Wales, Scotland and Northern Ireland (UK)
spacer
Valid XHTML 1.0 Transitional