Why use our service

Why choose us to arrange your mortgage?

Your dedicated adviser will provide tailored mortgage advice and will then deal with the mortgage lender throughout the mortgage application process. Our service is impartial, we work for you not the lender.

As a mortgage broker we receive a fee from lenders with whom we place mortgage business. Where we arrange mortgages from £75,000 upwards we do not charge a fee.

Click here for additional services including our costs for those wishing to borrow less than £75,000.

First Time Buyer
First time buyer
spacerBuying your first home is exciting, your Smaart Associates Adviser will help you from the initial phone call through to the completion of your purchase.
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Moving Home
Home mover
We understand that moving home can be a stressful experience, this is why your Smaart Associates mortgage adviser works so hard to make the mortgage application process as simple as possible.
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Remortgage
Remortgage
If you're coming to the end of your current mortgage deal with your current or are paying the standard variable rate, you might want to consider switching your mortgage. We have access to a wide range of competitive remortgage products.
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Buy-to-Let Mortgage
Buy to let mortgage
Whether you’re already a landlord and hunting for your next investment property or a first time investor, we will help you find a buy to let mortgage to suit your needs.
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Important Information

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Smaart Associates is authorised and regulated by the Financial Services Authority and is entered on the FSA Register (www.fsa.gov.uk/register) under reference 300530. The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).

By following some of the links from this site you may be directed to services provided by a third party. Where this occurs we are not responsible for the information provided and accept no responsibility for its accuracy.

Smaart Associates Limited is registered in England No: 4325522. Loans are subject to status, type and value of property. Insurance may be required. Minimum age 18.

The guidance contained within this website is subject to the UK Regulatory regime and is therefore primarily restricted to consumers based in the UK.

Head office:
Smaart Associates Limited
Sandy Farm Business Centre,
The Sands,
Farnham, Surrey,
GU10 1PX

Registered office: 6a Dickensons Place, London, SE25 5HL

Meetings by appointment only

Telephone calls may be recorded for training and monitoring purposes.