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Featured Products

We are whole of market brokers, the products featured on this page are a small selection of those available.

Call us to discuss your borrowing requirements or to request a quote (key facts illustration).

We do not charge a broker fee

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Selected products:
Initial Rate
Type and Period
Reverting
to
Overall cost
for comparison
Lenders arrangement
fee
Early Repayment
Charges
80% Buy to Let Product
           
Call 0800 756 9556

4.99%

Fixed until 30-09-2011

4.99%

5.50% APR

3% or minimum £595

5% until 30-09-2011

Calculate
Details Call us on 0800 756 9556 for further details and lending criteria on this product.
Enquire Speak to us about your mortgage requirements
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Buy to Let Product
           
Call 0800 756 9556

3.88%

Tracker: Bank of England Base rate + 3.38% for term of mortgage

N/A

4.10% APR

£1695 (loans upto £150,000)

1% for one year

Calculate
Details Call us on 0800 756 9556 for further details and lending criteria on this product.
Enquire Speak to us about your mortgage requirements
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Let to Buy
           
Call 0800 756 9556

3.69%

Tracker: Bank of England Base rate + 3.19% until 30-09-2011

4.99%

5.40% APR

3.5% or minimum £595

3% until 30-09-2011

Calculate
Details Call us on 0800 756 9556 for further details and lending criteria on this product.
Enquire Speak to us about your mortgage requirements
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Buy to Let Product
           
Call 0800 756 9556

4.89%

Fixed until 30-09-2012

4.74%

5.00 APR

£1499 + £250 booking fee

4% until 30-09-2012

Calculate
Details Call us on 0800 756 9556 for further details and lending criteria on this product.
Enquire Speak to us about your mortgage requirements
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Buy to Let Product
           
Call 0800 756 9556

3.59%

Tracker: Bank of England Base rate + 3.09% until 30-09-2011

4.99%

5.40% APR

3.5% or minimum £595

3% until 30-09-2011

Calculate
Details Call us on 0800 756 9556 for further details and lending criteria on this product.
Enquire Speak to us about your mortgage requirements
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Broker Exclusive Mortgage Products:
Smaart Associates may have access to additional mortgage products that are exclusively available through mortgage brokers, these products may not be featured on this website so please contact us directly for further information.space
Speak to an adviser
Top Products  
Important Information:

The information provided in our "Top Products" table does not contain all of the details you need to choose a mortgage. Please call us on 0800 756 9556 to discuss your mortgage requirements or to request a key facts illustration.

Smaart Associates research the market on a "whole of market basis". Our service doesn't stop when we recommend a mortgage, we also deal with the application and you will have your own dedicated adviser supporting you through the purchase or remortgaging process.

Our top mortgage deals are selected from the whole mortgage market, based on a capital repayment mortgage of £150,000 with a loan to value of 60% and a term of 25-years. We make our selections based on a number of factors including interest rates, discounts, application fees and early repayment charges. Our tables do not represent an exhaustive list of the mortgages available in the market, our advisers will research the market when you contact us. Application and or Booking fees, Valuation fees and early repayment charges may apply. Our "Top Products" table is updated on a regular basis. We are normally made aware of changes to interest rates and products but very occasionally changes may occur without us being notified. We recommend that you contact us directly to discuss the availability of mortgage products. Mortgages are subject to status, personal circumsances, type and value of property. Insurance may be required. Minimum age 18. *The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).

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Speak to an adviser
Talk to us
Talk to us

0800 756 9556

Our telephone lines are open:

Monday to Friday: 8.30am until 5.00pm

Important Information

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Smaart Associates is authorised and regulated by the Financial Services Authority and is entered on the FSA Register (www.fsa.gov.uk/register) under reference 300530. The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).

By following some of the links from this site you may be directed to services provided by a third party. Where this occurs we are not responsible for the information provided and accept no responsibility for its accuracy.

Smaart Associates Limited is registered in England No: 4325522. Loans are subject to status, type and value of property. Insurance may be required. Minimum age 18.

The guidance contained within this website is subject to the UK Regulatory regime and is therefore primarily restricted to consumers based in the UK.

Head office:
Smaart Associates Limited
Sandy Farm Business Centre,
The Sands,
Farnham, Surrey,
GU10 1PX

Registered office: 6a Dickensons Place, London, SE25 5HL

Meetings by appointment only

Telephone calls may be recorded for training and monitoring purposes

As a mortgage broker we receive a fee from lenders with whom we place mortgage business. We arrange mortgages from £40,000 upwards with no broker fee as we keep the commission paid to us by the mortgage lender.