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Featured top products

As a whole of market broker we have access to a large number of BTL products, please contact us to discuss your requirements.

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We provide expert advice and a full application service:

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Fixed Rates
Minimum Deposit
Initial Rate
Type and Period
Overall Cost
for Comparison
Fees
Early Repayment
Charges
Calculate
Enquire Speak to us about your mortgage requirements
35%
4.30%
Fixed until 31-12-2013
4.80%
Free valuation - £250 booking fee
None
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Calculate
Enquire Speak to us about your mortgage requirements
35%
3.65%
Fixed until 31-12-2013
4.80%
Free valuation - £250 booking fee + £1999 arrangement fee
4% until 31-12-2013
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Calculate
Enquire Speak to us about your mortgage requirements
30%
3.99%
Fixed until 30-04-2014
5.10%
£1999 arrangement fee
3% until 30-04-2013 + 2% until 30-04-2014
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Calculate
Enquire
Speak to us about your mortgage requirements
25%
4.39%
Fixed until 31-03-2014
4.70%
£1999 arrangement fee
3% until 31-03-2014
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Calculate
Enquire Speak to us about your mortgage requirements
20%
5.88%
Fixed for 2-years
6.00%
£1999 arrangement fee

5% in year 1 + 4% in year 2
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Top Products
Tracker Rates
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Minimum Deposit
Initial Rate
Type and Period
Overall Cost
for Comparison
Fees
Early Repayment
Charges
Calculate
Enquire Speak to us about your mortgage requirements
35%
3.49%
Bank Bae Rate + 2.99% until 31-12-2013
4.70%
Free valutaion - £250 booking fee + £999 arrangement fee
None
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Calculate
Enquire Speak to us about your mortgage requirements
40%
3.29%
Bank Base Rate + 2.79% until 01-03-2014
4.90%
2.5% arrangement fee
1% until 01-03-2014
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Calculate
Enquire Speak to us about your mortgage requirements
35%
3.39%
Bank Base Rate + 2.89% until 31-03-2014
4.70%
Free valuation - £250 booking fee + £999 arrangement fee
4% until 31-03-2014
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Calculate
Enquire
Speak to us about your mortgage requirements
30%
3.48%
Bank Base Rate + 2.89% until 01-03-2014
4.90%
2.5% arrangement fee
1% until 01-03-2014
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Calculate
Enquire Speak to us about your mortgage requirements
25%
3.89%
Natwest Base Rate + 3.39% until 31-03-2014
4.60%
£1999 arrangement fee
3% until 31-03-2014
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Our featured mortgage products are based for example purposes on a capital repayment mortgage of £150,000 with a loan to value of 60% and a term of 25-years. We make our selections based on a number of factors including interest rates, discounts, application fees and early repayment charges.
Top Products
Broker Exclusive Mortgage Products:
Smaart Associates may have access to additional mortgage products that are exclusively available through mortgage brokers, these products may not be featured on this website so please contact us directly for further information.space
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Top Products  
Important Information:

The information provided in our "Top Products" table does not contain all of the details you need to choose a mortgage.

Please call us on 0800 756 9556 to discuss your mortgage requirements or to request a key facts illustration.

Smaart Associates research the market on a "whole of market basis". Our service doesn't stop when we recommend a mortgage, we also deal with the application and you will have your own dedicated adviser supporting you through the purchase or remortgaging process.

Application and or Booking fees, Valuation fees and early repayment charges may apply. Our "Top Products" table is updated on a regular basis. We are normally made aware of changes to interest rates and products but very occasionally changes may occur without us being notified. We recommend that you contact us directly to discuss the availability of mortgage products. Mortgages are subject to status, personal circumsances, type and value of property. Insurance may be required. Minimum age 18. *The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).
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0800 756 9556

Our telephone lines are open:

Monday to Friday: 8.30am until 5.00pm

Important Information

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Smaart Associates is authorised and regulated by the Financial Services Authority and is entered on the FSA Register (www.fsa.gov.uk/register) under reference 300530. The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).

By following some of the links from this site you may be directed to services provided by a third party. Where this occurs we are not responsible for the information provided and accept no responsibility for its accuracy.

Smaart Associates Limited is registered in England No: 4325522. Loans are subject to status, type and value of property. Insurance may be required. Minimum age 18.

The guidance contained within this website is subject to the UK Regulatory regime and is therefore primarily restricted to consumers based in the UK.

Head office:
Smaart Associates Limited
Sandy Farm Business Centre,
The Sands,
Farnham, Surrey,
GU10 1PX

Registered office: 6a Dickensons Place, London, SE25 5HL

Meetings by appointment only

Telephone calls may be recorded for training and monitoring purposes

As a mortgage broker we receive a fee from lenders with whom we place mortgage business. Where we arrange mortgages from £75,000 upwards we do not charge a fee. Click here for additional services including our costs for those wishing to borrow less than £75,000.

Page Description: Buy to let Mortgage Rates - Selected buy to let products