Buy to Let Mortgage Broker

Buy to let mortgages
Expert advice and application service for landlords

One telephone call to Smaart Associates is all it could take for us to collect the information we need to find and recommend the right buy to let mortgage.

About our service

Borrowing over £75,000?

Then we can usually arrange your mortgage with no broker fee.

Mortgage brokers receive a commission payment for arranging most mortgages and we don't believe in charging our clients unneccesary fees.

0800 756 9556

Our telephone lines are open:

Monday to Friday: 8.30am until 5.00pm

Borrowing less than £75,000?

For smaller mortgages we charge a modest fee of £199 to supplement the lower level of commission we receive from the mortgage lender. This fee is agreed before we start the research for your mortgage.

Why do we need to charge a fee?

Lenders pay mortgage brokers a commission for placing business based on the mortgage amount borrowed. Where the borrowing is below £75,000 the commission is modest. By charging a fee is it is viable for us to offer a full advice and application service to those clients borrowing less money.

General Mortgage Availability:


Buy to let mortgage and remortgages for new and experienced landlords
Let to buy remortgages for home owners wishing to rent their existing home

Specialist Products:


Limited Company BTL mortgages
Properties above or next to commercial premises
HMO mortgages / student lets
Light refurbishment mortgages
No minimum income BTL mortgages
Product Transfers - replacement deals with existing lenders
Urgent mortgages and remortgages
Changing the named borrowers on your mortgage
Buy to let mortgage agreement in principle (AIPS)
Mortgages for self contained flats on one Freehold
This is not an exhaustive list, we may be able to help with other mortgage requirements, please contact us to discuss your requirements on 0800 756 9556.

Why choose us?

Efficient service
Broker exclusive rates
Whole of market
Expert advice
Easy application service

Commercial Finance

We could introduce you to an expert commercial adviser:

Important Information

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Smaart Associates is authorised and regulated by the Financial Services Authority and is entered on the FSA Register (www.fsa.gov.uk/register) under reference 300530. The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).

By following some of the links from this site you may be directed to services provided by a third party. Where this occurs we are not responsible for the information provided and accept no responsibility for its accuracy.

Smaart Associates Limited is registered in England No: 4325522. Loans are subject to status, type and value of property. Insurance may be required. Minimum age 18.

The guidance contained within this website is subject to the UK Regulatory regime and is therefore primarily restricted to consumers based in the UK.

Head office:
Smaart Associates Limited
Sandy Farm Business Centre,
The Sands,
Farnham, Surrey,
GU10 1PX

Registered office: 6a Dickensons Place, London, SE25 5HL

Meetings by appointment only

Telephone calls may be recorded for training and monitoring purposes