Buy to Let Limited Company Mortgage:

Limited Company Buy to Let

As part of your personal tax planning or in effort to limit your personal aggregate debt some investors choose to buy property in the name of a Limited Company.

If you choose to buy in the name of a Limited Company you should consider the following:

• Personal guarantees will be required from the Directors unless you contribute a minimum 30% deposit.
• The Limited Company, either new or established should be registered to conduct business solely for the purpose of buying and letting property.
• A maximum of three Directors are often permitted and share holders are usually expected to be Directors
• A minimum deposit of 10% is required but a deposit of 15% will often improve the lending terms available.

Although buying property in the name of a limited company has advantages, borrowers should appreciate that fewer lenders will consider applications on this basis.

How Smaart Associates Can help:

We are able to research the entire market to find you the best possible Limited Company Buy to Let deals. If you need assistance in forming a new limited company we are able to introduce to a third party Accountancy firm who will be able to assist with the incorporation of a new company.

Our advice and application service is available to UK borrowers on a non fee-charging basis.

To discuss your requirements with an Adviser please contact us directly on 0800 756 9556.

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