Mortgage Budget Planner

 

Before applying for your mortgage it is important to establish a budget for the mortgage repayments. Your budget for the mortgage should take into consideration your existing commitments as well as your monthly living expenses. The following budget planner can be used to help establish a sensible budget for your new mortgage

       
spacer
IncomeIncome:
spacer
1st Applicant Monthly "Take Home" Pay 2nd Applicant Monthly "Take Home" Pay Other Monthly Income Total Monthly Income
spacer
£ £ £ £
spacer
   
Monthly ExpensesMonthly Expenses:
spacer
Credit Card Payments Gas Bill Water Bill Electricity Bill
spacer
£ £ £ £
spacer
Telephone Bill Council Tax Bill Food & Drink Clothes
spacer
£ £ £ £
spacer
Car and Other Travel Expenses Life Assurance Premiums Regular Savings & Pensions Loan Repayments
spacer
£ £ £ £
spacer
Other Standing Orders & Direct debits Entertainment & Holidays Home Maintenance Any Other Expenses
spacer
£ £ £ £
spacer
  Total Monthly ExpensesTotal Monthly Expenses £
spacer
  Total Monthly ExpensesSpare Income Each Month £
spacer
  Calculate    Reset

 

 

Important Information

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Smaart Associates is authorised and regulated by the Financial Services Authority and is entered on the FSA Register (www.fsa.gov.uk/register) under reference 300530. The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).

By following some of the links from this site you may be directed to services provided by a third party. Where this occurs we are not responsible for the information provided and accept no responsibility for its accuracy.

Smaart Associates Limited is registered in England No: 4325522. Loans are subject to status, type and value of property. Insurance may be required. Minimum age 18.

The guidance contained within this website is subject to the UK Regulatory regime and is therefore primarily restricted to consumers based in the UK.

Head office:
Smaart Associates Limited
Sandy Farm Business Centre,
The Sands,
Farnham, Surrey,
GU10 1PX

Registered office: 6a Dickensons Place, London, SE25 5HL

Meetings by appointment only

Telephone calls may be recorded for training and monitoring purposes

As a mortgage broker we receive a fee from lenders with whom we place mortgage business. Where we arrange mortgages from £75,000 upwards we do not charge a fee. Click here for additional services including our costs for those wishing to borrow less than £75,000.