Great service... our customers have their own dedicated adviser from day one.
Buying your first home should be exciting and the process doesn’t need to be daunting. Your Smaart Associates
Adviser will help you throughout the process.
We understand that moving home can be a stressful experience, this is why your Smaart
Associates mortgage adviser works so hard to make the mortgage application process as
simple as possible.
If you're coming to the end of your current mortgage deal with your current lender or are
paying the lenders standard variable rate, you might want to consider switching your
mortgage. We have access to a wide range of competitive remortgage products.
Whether you’re already a landlord and hunting for your next investment property or a first time buy to let investor, we will help you
find the best buy to let borrowing terms in the market.
| Why use Smaart Associates to arrange your mortgage or remortgage... | ||
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Whole of Market Mortgage Research: Smaart Associates research the market on a "whole of market basis". | 
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Professional Mortgage Service: Our service doesn't stop when we recommend a mortgage, we also deal with the mortgage application saving you time and and effort dealing with the lender directly; remember we work for you not the mortgage lender. As a Smaart Associates client you will have your own dedicated adviser supporting you through the purchase or remortgage process from day one. Our advisers are experienced in arranging a wide range of mortgages including large mortgages over £500,000. |
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Broker Exclusive Mortgage Products: Smaart Associates often have access to additional mortgage products that are exclusively available through mortgage brokers, these products may not be featured on this website so please contact us directly for further information. |
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Mortgage Agreement in Principle Service: An “agreement in principle” is a provisional lending decision with a mortgage lender confirming that they will lend you a specified sum of money. Would you like to have a mortgage agreed before you find a property? |
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Landlord Mortgages: Smaart Associates are experts in arranging buy to let mortgages. We assist experienced investors, including Limited Companies with their buy to let mortgage requirements as well as first time Landlords with either "Let to Buy" finance or a traditional buy to let mortgage. |
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Key facts about our mortgage service | |
Talk to us:
0800 756 9556
Our telephone lines are open:
Monday to Friday: 8.30am until 5.00pm
Buy to Let Mortgage Service
Buy to Let
Expert advice for new and experienced Landlords looking for buy to let mortgage finance
Important Information
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Smaart Associates is authorised and regulated by the Financial Services Authority and is entered on the FSA Register (www.fsa.gov.uk/register) under reference 300530. The FSA does not regulate credit cards, personal loans or some investment mortgage contracts. Some Buy To Let mortgages are regulated by the Consumer Credit Act (CCA).
By following some of the links from this site you may be directed to services provided by a third party. Where this occurs we are not responsible for the information provided and accept no responsibility for its accuracy.
Smaart Associates Limited is registered in England No: 4325522. Loans are subject to status, type and value of property. Insurance may be required. Minimum age 18.
The guidance contained within this website is subject to the UK Regulatory regime and is therefore primarily restricted to consumers based in the UK.
Head office:
Smaart Associates Limited
Sandy Farm Business Centre,
The Sands,
Farnham, Surrey,
GU10 1PX
Registered office: 6a Dickensons Place, London, SE25 5HL
Meetings by appointment only. Telephone calls may be recorded for training and monitoring purposes
As a mortgage broker we receive a fee from lenders with whom we place mortgage business. We arrange mortgages from £40,000 upwards with no broker fee as we keep the commission paid to us by the mortgage lender.